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Assistance with household chores.
- I need to hire someone to help clean my house. Am I entitled to financial help from ICBC right away?
- ICBC may be required to pay you up to $145 per week to cover your expenses of hiring a person to do your household chores. This is under your ICBC Accident Benefits, "Part 7" of your insurance with ICBC.
In order to be entitled to these benefits you must establish that you are "substantially and continuously" disabled from regularly performing most of your household tasks. Your doctor may be willing to back you up with a note to this effect and to provide an estimate of the number of hours per week of assistance you need. If so, obtain a note from him or her stating this. Give the note to your adjuster and ask him or her to reimburse you or pay directly these expenses under your Accident Benefits.
If ICBC agrees that you are entitled to these benefits it will likely insist on hiring someone to attend your home. This person will likely have to regularly complete a form about what she observes at your home. This is a major invasion of your privacy. You should insist on hiring someone yourself and having ICBC reimburse you. Obtain a few written quotes to show ICBC that you obtained a reasonable price for the help you need.
If ICBC refuses to reimburse you for these expenses you can claim them as part of your final settlement or court award. You will need detailed invoices and supporting evidence from a medical person.
ICBC does not have to reimburse you under your Accident Benefits if you pay a family member to do certain chores.