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- Do I have to settle my claim within two years of the date of the accident?
- No, you do not have to settle your claim for damages within two years. In fact, most people with serious, long-term injuries do not settle their claims within two years. Within two years, however, you must initiate a law suit or your claim ceases to exist—except if the injured person is under nineteen years of age or is mentally incompetent.
When someone under nineteen years of age is injured in an accident, he or she must sue within two years of turning nineteen. If, however, that person's guardian receives a written notice that the two-year limitation period has started and the notice meets the requirements of the Limitation Act of B. C. , the two years would begin on the date the notice was delivered. If a person is incapable of, or substantially impeded in, managing his or her affairs, then the two year limitation would not begin until the person ceases to be under this disability.